If you are like most people, the price of dental insurance seems high
You pay monthly premiums to have care and maintenance done when necessary, and often times you don’t even get reimbursed after the deductible is met. That seems like an extremely high price to pay, but there are ways that you can lower your dental insurance bill and have more dental benefits at the same time. There are dental plans that offer low premiums for a variety of dental treatments, many of which are not covered by dental insurance companies. In order to get these dental plans, you first need to do some research into what dental insurance companies offer, the different dental plans they offer, and how much dental insurance coverage each plan offers.
What exactly is full coverage dental plans?
What exactly do a complete coverage dental plan cover, and how much does such a dental plan cost? Full coverage dental plans include dental plans that will cover you for major and preventative dental care, as well as orthodontic and specific dental procedures. Many dental plans will also provide coverage for after dental care such as braces, dentures, root canals, dental implants, dental surgery, dental implants, orthodontics, dental supplies, dental surgeries, caps and dentures, lab work, and more. Of course, the prices you pay for such dental plans vary greatly depending on what dental care is included. While some dental plans may only cover the most basic procedures, other dental plans may be so extensive that you will need to purchase annual maximums or other dental insurance packages.
If you work for an employer or are getting dental insurance coverage as an individual, the first thing you should do is call your employer and inquire about dental insurance. Often times, an existing dental insurance plan provided by your employer may be able to be continued, or even added to, at your expense. However, an employer may pay for the dental insurance policy only if your company covers other types of benefits (e.g., vision and dental insurance). If you have dental coverage paid for through your employer, you might as well check out the different options your employer has to provide dental insurance.
Check out your offers before deciding for dental plan
Next, check out the costs of various dental services offered by your local dental provider. Most dental providers will offer a basic dental package that consists of basic cleaning procedures, fluoride treatment, x-rays, caps and dentures, tooth whitening, filling materials and veneers, as well as minor dental procedures like root canal treatment and sealants. If you don’t already have a dental provider, it’s still possible to get a dental plan. When shopping for dental plans, keep in mind that dental providers usually charge a co-payment; however, the cost will depend on your current dental health. Some dental providers will allow you to pay a higher co-payment for preventative care, but expect to pay a much higher premium for standard preventive care.
Review the difference and accumulate/calculate the cost
Finally, review the different dental benefits you’re currently receiving under your employer’s insurance plan and compare those with the different dental benefits offered by different companies. For example, some insurance companies cover major dental procedures like tooth extraction, root canal treatment, crowns, extractions, braces and other dental work, while others do not. Some insurance plans require you to wait a certain amount of time before you can get dental benefits, while others won’t limit your choices. Find out what exactly your insurance plan covers and make sure there is a choice for getting routine dental care and other preventative services, such as cleanings and fluoride treatments. If your employer provides dental insurance but doesn’t cover dental benefits, you can probably find additional coverage elsewhere.
In some cases, your employer offers dental coverage as part of their benefits. Check with your employer to learn more about whether they have dental benefit packages available. In most cases, the benefits will be obtained at the same discounted rate you would get with a group plan. However, in order to get the best value, you may need to purchase a dental policy right from the beginning. Find out what options you have for purchasing a dental policy directly from your employer and find out how much it would cost to purchase dental insurance with them.
Dental care is very important. You may have observed yourself how any toothache can affect the entire body and cause stress to any individual.
The cost of procedures in India
Dental procedures, however, are expensive especially in developed countries. They can range from a few thousand dollars to as much as $11,000 or even more for the more complex procedures.
It is this high cost that has led many foreigners to have their dental treatments in Asian countries such as India. They don’t mind traveling to be able to undergo affordable treatments with the same quality they can get in their home countries. Tourists who commonly undergo these procedures come from around the world such as from America, Australia, Europe and even from various parts of Asia as well.
Dental treatments in Asia today are normally offered as a package. Known as a dental vacation or dental tour, a client can avail of his preferred procedure in India, for instance, and at the same get the opportunity to visit the country’s interesting and historical spots.
India is one of the most popular destinations for dental tours. The country, known for its booming medical tourism, has many skilled dentists who have completed their education and training either in the U.S. and other developed nations.
Dental implants are on demand!
The most preferred procedures in India today are dental implants, crowns and veneers. The crowns are the costliest at $5,000 followed by the implants at $2,600 while the veneers can cost $350 per tooth. There are several reasons why Bangkok has gained much
International attention in terms of medical and dental tourism. For one, the capital city offers similar services provided in more developed nations but at a fraction of the cost. Hospitals and clinics there are also accredited by international agencies.
India healthcare professionals and staff are well trained and have gained the necessary certifications to be able to practice their profession. As such, tourists are assured of getting the right oral care in a safe and secure manner.
Do tourists come here for dental implants too?
In order for tourists to get the best dental service in India, make sure that you do a little research first. Go online and search for accredited and reputable hospitals or clinics that have satisfied clients. You may also research about names of dental care experts known for their work. It would benefit you as well to study India words to help you communicate with the people there.
Plan your trip ahead of time and schedule your dental treatment at your preferred health facility. Advanced planning will give you extra time to do your homework about the country where you’re heading to.
About the guest author:
Jon is a researcher on health services offered in Asia. He has visited India to learn about the medical tourism there and plans to study India in the coming months.
Factors that may increase and worsen risks for periodontal disease:
- Smoking or chewing tobacco
- Bridges that do not fit perfectly
- Crooked teeth
- Faulty fillings
- Some prescription drugs – steroids, oral contraceptives, cancer therapy drugs, etc.
On the whole, to keep a healthy smile, follow all the steps stated above and do not forget to schedule an appointment with your dentist on a regular basis and if you have concerns.
Choosing a dental product
Also, when choosing your products, make sure it has the Australian Dental Association seal. This ensures that the product has been tried, tested, and approved for safety and effectiveness. If you’re not sure what products to use, consult your dentist.
Health Programme India
Oral health is important for all. It is not only children that are affected by the various health problem related to the teeth or oral cavity, adults are also affected with the same. The oral cavity gets easily affected by the attack of germs. After eating some sugary substance the bacteria present in the oral cavity get to the teeth area and resides there. They take their food from the sugary substance accumulated in the teeth. It leads to the formation of the cavity inside the teeth.
National Oral Health Programme India creates awareness among the individual about the teeth health and care. There are few tips offered here to keep the teeth, gums and oral cavity healthy.
How to keep proper dental care advice
Regularly brush your teeth keeping the two times a day. Always brush your teeth using a soft bristle brush. Apply about 1cm long toothpaste pulp in your brush. First spread the toothpaste over all teeth so that the toothpaste start working fighting to germs at the time you start brushing.
Keep the brush in the midway between the teeth and the gum so that the teeth get cleaned, and the gums also get the massage and clean with the gentle movement. Move brush to and fro in the four most prominent areas for chewing. The front of the brush should be moved in the circular direction which allows cleaning of the teeth in a better way.
Changes your brush after 3 months or soon if you feel it is not more suitable for your teeth.
Floss regularly to remove all food kept inside the tooth
Fluoride is the best for the cleaning teeth. It keeps the oral cavity in the healthy condition. Generally oral cavity has an alkaline pH. The enzymes and vacate is present in the oral cavity live in alkaline ph. The saliva produced is also alkaline in nature, when we chew the food the food get mixed with the saliva properly will.
Help in the proper digestion of the food
In case when we drink water saliva is not released in the proper quantity that hampers the digestion of the food properly. This is the reason why it is advised to drink water half an hour before and after the having meal. As eating of excess water changes the pH of the oral cavity ad moves it more towards the acidic pH. National Oral Health Program India organizes programs to make people aware of the importance of healthy teeth and healthy body.